TATA AIG

Comprehensive Super Top-Up Plan: Covers most bases, allowing you to top up your cover up to a crore without outrageous conditions. However, it’s not the most affordable option.

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whatWeLike What We Like

This section highlights the strengths and benefits of Medicare Plus Super Top-up policy by TATA AIG. It covers what the policy does exceptionally well, including aspects that provide significant value and peace of mind to the policyholder. Here, you will find the major advantages and positive features that make this policy stand out.

You’ll never have to split the bill

Full Coverage (No Co-Payment): The insurer will bear the entire cost of treatment (up to the sum insured). You won’t have to pay a single penny, meani...

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Pre & Post hospitalization expenses covered

Diagnostic Tests Coverage (60 days/90 days): No worries if the doctor has to run a host of diagnostic tests before or after hospitalizing you. The ins...

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Special Bonus for being healthy and not claiming insurance

Sum Insured Increase (50% Annually, Cap at 100%): Your sum insured increases by 50% each year as long as you make no claims during this period. Howeve...

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Day Care treatments covered

Minor Procedure Full Coverage: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will cover the costs. This includes tr...

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Some Cover for Alternative Medicine

Alternative Treatment Full Coverage (100%): Thinking of getting Ayurvedic, Homeopathic, or other alternative treatments to cure an illness? Your insur...

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whatIsOk What Is Okay

This section outlines the satisfactory but not exceptional aspects of Medicare Plus Super Top-up policy by TATA AIG. It includes features and benefits that are adequate and meet standard expectations. While these elements may not be extraordinary, they still contribute to the overall usefulness and reliability of the policy.

You always have full cover irrespective of the disease

Room Rent Flexibility: You can choose any room, whether it's a shared room, single room, or deluxe room, as there are no restrictions on room rent wit...

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Reasonable waiting period for pre-existing diseases

No Disease-Wise Sub-Limits: If your insurer hasn't explicitly excluded an illness, you can claim the full sum insured for any disease, as this policy ...

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Free Health Checkups every year

No Disease-Wise Sub-Limits: If your insurer hasn't explicitly excluded an illness, you can claim the full sum insured for any disease, as this policy ...

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whatWeDontLike What We Don't Like

This section addresses the limitations and drawbacks of Medicare Plus Super Top-up policy by TATA AIG. It highlights areas where the policy may fall short or aspects that could be improved. Understanding these points is crucial for making an informed decision and managing expectations regarding the policy’s coverage and service.

No Restoration Benefit

Coverage After 3 Years: If you have diabetes, cardiovascular problems, or similar illnesses, the insurer covers all related costs after a 3-year waiti...

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You can pick any room you like

Room Rent Flexibility: You can choose any room, whether it's a shared room, single room, or deluxe room, as there are no restrictions on room rent wit...

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You can pick any room you like

Room Rent Flexibility: You can choose any room, whether it's a shared room, single room, or deluxe room, as there are no restrictions on room rent wit...

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Frequently Asked Questions

Medfin offers the latest surgical procedures to ensure that you
recover as fast as possible in the least painful way possible.

The claim settlement ratio for Medicare Plus Super Top Up in 2024 is 99.41%. This high ratio demonstrates the insurer's commitment to efficiently processing claims, offering peace of mind to policyholders.

The Medicare Plus Super Top-Up Plan is designed to provide extra financial protection by covering medical expenses that exceed the deductible of an existing health insurance policy.

No, pre-existing conditions are covered after a waiting period of 24 months.

The deductible is the threshold amount you must pay out-of-pocket before the super top-up coverage kicks in, which can be set based on your needs.

No, the plan does not cover maternity-related expenses, as it primarily focuses on providing additional coverage for significant health costs.

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